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Massive credit card debt is one of the major causes of bankruptcy, because people use credit cards when things get tight financially and can’t pay them back.

Here are two logical ways to get off on the right foot to your fresh start after filing bankruptcy.

1) Pay Your Bills on Time
It makes sense to show your creditors you are credit worthy and there is no better way than by paying your bills on time. If you have retained possession of your car you'll serve yourself well by continuing to make your car payments on time.bills on time and in full. You can also apply for a new credit card, use it sparingly and pay it off every month on time. It's critical to your future credit rating to just continue paying everything on time.

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